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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides.

You might be a bit afraid or intimidated by the whole process of buying your first home. As Lees Summit, Blue Springs and Raymore real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Lee's Summit, Blue Springs and Raymore, Missouri

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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The Heritage Foundation

Missouri Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Lee's Summit, Blue Springs and Raymore

Making An Offer >Good Faith Deposits

After many months of searching, you have found your ideal house. You are a little older and a little wiser now, so you want to give the impression that you are serious without appearing to be too eager. What should you do? In the marketplace, "money talks."

There is no absolute rule about how much "good-faith" deposit you should put down--but it is a tool to make your point with the seller. The typical $1,000 will hold many homes for you, except in larger-home markets where it may be critical for you to show that you are an especially serious and able buyer. You don't want to make a deposit that is too large in case there is a problem getting your money back, but if your offer is substantially below the asking price, a larger deposit--$5,000 or $10,000--might influence the seller. If you make a low deposit with your offer, be sure to provide for an increased deposit when the offer is accepted or upon removal of the contingencies.

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Q	The upper walls of what famous holy temple are lined with gold?
A	The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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Ask Cathy Marketing Group LLC, REALTOR®, real estate agent and broker for Lee's Summit, Blue Springs and Raymore, Missouri home listings, property and land for sale - NUMBER1EXPERT

Ask Cathy Marketing Group LLC
Keller Williams Platinum Partners
3171 NE Carnegie Drive
Lees Summit, MO 64064
816-268-4033
ACMGemail@kc.rr.com
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